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Simple money tools

Quick calculators to help you see the numbers. Amounts are in TT dollars, but you can use any currency. Results are estimates for learning, not offers or advice.

Budget splitter

A common starting guide: about half for needs, 30 percent for wants, 20 percent for saving and debt.

Savings growth

See how saving a little each month can grow, with interest added monthly.

Loan payment

Estimate the monthly payment and the total interest on a fixed-rate loan.

What a fee costs over time

An annual fee is charged every year on the whole balance, so it removes the money and the growth that money would have earned. See lesson 24.

Estimates only. Real banks add fees, rounding and different compounding rules. Ask the lender for the full cost in writing before you sign.